{"id":646,"date":"2017-01-01T12:37:30","date_gmt":"2017-01-01T11:37:30","guid":{"rendered":"https:\/\/metropolevsech.eu\/?page_id=646"},"modified":"2025-05-24T23:03:06","modified_gmt":"2025-05-24T21:03:06","slug":"zdravotni-pojisteni","status":"publish","type":"page","link":"https:\/\/metropolevsech.eu\/cs\/potrebuji-resit\/zdravotnictvi-zdravotni-a-socialni-pojisteni\/zdravotni-pojisteni\/","title":{"rendered":"Zdravotn\u00ed poji\u0161t\u011bn\u00ed"},"content":{"rendered":"<p>Obecn\u011b plat\u00ed, \u017ee ka\u017ed\u00fd <span style=\"font-weight: 400;\">\u010dlov\u011bk <\/span>na \u00fazem\u00ed \u010cesk\u00e9 republiky mus\u00ed b\u00fdt poji\u0161t\u011bn. M\u00e1 tedy povinnost m\u00edt \u0159\u00e1dn\u011b zaplacen\u00e9 a platn\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed! N\u00ed\u017ee se dozv\u00edte, kter\u00e9 poji\u0161t\u011bn\u00ed <span style=\"font-weight: 400;\">cizinc\u016f <\/span>se v\u00e1s t\u00fdk\u00e1.<\/p>\n<div class=\"box-fixa\"><\/p>\n<p><em>Karti\u010dku zdravotn\u00ed poji\u0161\u0165ovny m\u011bjte v\u017edy u sebe! Pokud m\u00e1te sjedn\u00e1no komer\u010dn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed, m\u011bli byste v\u017edy s sebou m\u00edt i aktu\u00e1ln\u00ed doklad o jeho zaplacen\u00ed.<\/em><\/div>\n<h3><strong>Kdy je <b>cizinec\u00a0<\/b>sou\u010d\u00e1st\u00ed ve\u0159ejn\u00e9ho zdravotn\u00edho syst\u00e9mu?<\/strong><\/h3>\n<p>Cizinec je \u00fa\u010dasten<span style=\"font-weight: 400;\">\u00a0\u010desk\u00e9ho syst\u00e9mu\u00a0<\/span>ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed, pokud m\u00e1 trval\u00fd pobyt v \u010cR nebo pokud je zam\u011bstnancem zam\u011bstnavatele se s\u00eddlem nebo trval\u00fdm pobytem v \u010cR. <span style=\"font-weight: 400;\">Za ur\u010dit\u00fdch podm\u00ednek jsou sou\u010d\u00e1st\u00ed ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed ob\u010dan\u00e9 EU a jejich rodinn\u00ed p\u0159\u00edslu\u0161n\u00edci a dal\u0161\u00ed skupiny, jako nap\u0159. \u017eadatel\u00e9 o mezin\u00e1rodn\u00ed ochranu, dr\u017eitel\u00e9 do\u010dasn\u00e9 ochrany, azylant\u00e9 a dr\u017eitel\u00e9 dopl\u0148kov\u00e9 ochrany.<\/span>\u00a0V\u0161ichni tito uveden\u00ed maj\u00ed stejn\u00fd p\u0159\u00edstup ke zdravotn\u00edm slu\u017eb\u00e1m hrazen\u00fdm z ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed jako <span style=\"font-weight: 400;\">ob\u010dan\u00e9 \u010cR<\/span>.<\/p>\n<p><span style=\"font-weight: 400;\"><div class=\"box-fixa\"> <\/span><span style=\"font-weight: 400;\">Od 1. 1. 2024 jsou v\u0161echny d\u011bti cizinci mlad\u0161\u00ed 18 let s platn\u00fdm <\/span><a href=\"https:\/\/frs.gov.cz\/wp-content\/uploads\/2023\/01\/DP-1.png\"><span style=\"font-weight: 400;\">povolen\u00edm k dlouhodob\u00e9mu pobytu<\/span><\/a><span style=\"font-weight: 400;\"> \u00fa\u010dastn\u00edky ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed. N\u00e1klady na poji\u0161t\u011bn\u00ed hrad\u00ed rodi\u010de d\u00edt\u011bte. V\u00edce informac\u00ed najdete <a href=\"https:\/\/metropolevsech.eu\/cs\/news\/verejne-zdravotni-pojisteni-pro-deti-s-dlouhodobym-pobytem\/\">zde<\/a>.<\/span><span style=\"font-weight: 400;\">\u00a0<\/div><\/span><\/p>\n<h4><b>Poji\u0161t\u011bn\u00ed ob\u010dan\u016f EU<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Ob\u010dan EU mus\u00ed b\u00fdt v \u010cR poji\u0161t\u011bn podle <\/span><b>ekonomick\u00e9 aktivity a faktick\u00e9ho bydli\u0161t\u011b<\/b><span style=\"font-weight: 400;\">.<\/span><br \/>\n&lt;ulclass=bulletlink&gt;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>V \u010cR zam\u011bstnan\u00fd ob\u010dan EU<\/b><span style=\"font-weight: 400;\"> mus\u00ed vstoupit do \u010desk\u00e9ho zdravotn\u00edho syst\u00e9mu a <\/span><b>odhl\u00e1sit se z poji\u0161t\u011bn\u00ed v zemi p\u016fvodu<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ekonomicky neaktivn\u00ed ob\u010dan EU<\/b><span style=\"font-weight: 400;\"> m\u016f\u017ee b\u00fdt poji\u0161t\u011bn v \u010cR, pokud zde <\/span><b>prok\u00e1\u017ee p\u0159echodn\u00fd pobyt \u010di faktick\u00e9 bydli\u0161t\u011b<\/b><span style=\"font-weight: 400;\"> (nap\u0159. n\u00e1jemn\u00ed smlouva, \u00fa\u010dty za energie atp.).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pokud ob\u010dan EU nen\u00ed poji\u0161t\u011bn v \u010cR, <\/span><b>plat\u00ed jeho poji\u0161t\u011bn\u00ed ze zem\u011b p\u016fvodu<\/b><span style=\"font-weight: 400;\"> a m\u00e1 n\u00e1rok na <\/span><b>Evropsk\u00fd pr\u016fkaz zdravotn\u00edho poji\u0161t\u011bn\u00ed (EHIC)<\/b><span style=\"font-weight: 400;\">, kter\u00fd zaji\u0161\u0165uje <\/span><b>nezbytnou zdravotn\u00ed p\u00e9\u010di<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><div class=\"box-ok\"> Pokud m\u00e1te dotaz ohledn\u011b va\u0161eho zdravotn\u00edho poji\u0161t\u011bn\u00ed, m\u016f\u017eete se obr\u00e1tit na <\/span><a href=\"https:\/\/kancelarzp.cz\/\"><b>Kancel\u00e1\u0159 zdravotn\u00edho poji\u0161t\u011bn\u00ed<\/b><\/a><span style=\"font-weight: 400;\"> (kontaktn\u00ed m\u00edsto st\u00e1tn\u00ed spr\u00e1vy ke zdravotn\u00edmu poji\u0161t\u011bn\u00ed). <\/div> <\/span><\/p>\n<h3><strong>Komer\u010dn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed <b>cizinc\u016f<\/b><\/strong><\/h3>\n<p>Ostatn\u00ed skupiny migrant\u016f (\u017eivnostn\u00edci a jin\u00e9 OSV\u010c, ekonomicky neaktivn\u00ed rodinn\u00ed p\u0159\u00edslu\u0161n\u00edci cizinc\u016f a studenti-migranti) si mus\u00ed <span style=\"font-weight: 400;\">v \u010cesk\u00e9 republice\u00a0<\/span>hradit tzv. <strong>komer\u010dn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed.<\/strong><\/p>\n<p>Obecn\u011b v \u010cR existuj\u00ed<span style=\"font-weight: 400;\"> 2 typy komer\u010dn\u00edho zdravotn\u00edho poji\u0161t\u011bn\u00ed cizinc\u016f<\/span>:<strong> 1) poji\u0161t\u011bn\u00ed nutn\u00e9 a neodkladn\u00e9 zdravotn\u00ed p\u00e9\u010de p\u0159i cest\u00e1ch (cestovn\u00ed poji\u0161t\u011bn\u00ed <b>cizinc\u016f<\/b>) <\/strong>a<strong> 2) komplexn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed<\/strong>.<\/p>\n<div class=\"box-fixa\"><\/p>\n<p><em>\u017d\u00e1d\u00e1te-li <i><span style=\"font-weight: 400;\">v \u010cR <\/span><\/i>o dlouhodob\u00fd pobyt \u010di jeho prodlou\u017een\u00ed, mus\u00edte dolo\u017eit <strong>komplexn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed <b><i>cizinc\u016f<\/i><\/b><\/strong>! Poji\u0161t\u011bn\u00ed mus\u00ed b\u00fdt uhrazeno na celou dobu p\u0159edpokl\u00e1dan\u00e9ho pobytu (a\u017e na 2 roky).<\/em><\/div>\n<p>M\u00e1te-li zaji\u0161t\u011bn\u00e9 komer\u010dn\u00ed poji\u0161t\u011bn\u00ed, o\u0161et\u0159\u00ed v\u00e1s pouze omezen\u00e9 mno\u017estv\u00ed l\u00e9ka\u0159\u016f a za\u0159\u00edzen\u00ed, a sice ti, kte\u0159\u00ed maj\u00ed s va\u0161\u00ed smluvn\u00ed poji\u0161\u0165ovnou uzav\u0159enou smlouvu. Proto si u sv\u00e9 poji\u0161\u0165ovny zjist\u011bte <strong>seznam smluvn\u00edch l\u00e9ka\u0159\u016f <\/strong>a za\u0159\u00edzen\u00ed. V n\u011bkter\u00fdch p\u0159\u00edpadech m\u016f\u017ee l\u00e9ka\u0159 za o\u0161et\u0159en\u00ed vy\u017eadovat hotovost s t\u00edm, \u017ee v\u00e1m poji\u0161\u0165ovna zdravotn\u00ed p\u00e9\u010di proplat\u00ed zp\u011btn\u011b. Nechte si proto vystavit doklad o zaplacen\u00ed.<\/p>\n<div class=\"box-fixa\"><\/p>\n<p><em>V\u017edy si pe\u010dliv\u011b prostudujte smluvn\u00ed podm\u00ednky sv\u00e9 pojistn\u00e9 smlouvy a zjist\u011bte si v\u00fdjimky z pojistn\u00e9ho pln\u011bn\u00ed!<\/em><\/div>\n<h3><strong>Jedu do zahrani\u010d\u00ed \u2013 mohu <b>zdravotn\u00ed <\/b>poji\u0161t\u011bn\u00ed p\u0159eru\u0161it?<\/strong><\/h3>\n<p>Komer\u010dn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed <span style=\"font-weight: 400;\">cizinc\u016f<\/span>\u00a0je p\u0159edplacen\u00e9 dop\u0159edu, proto ho nen\u00ed mo\u017en\u00e9 p\u0159i cest\u011b <span style=\"font-weight: 400;\">z \u010cR <\/span>do zahrani\u010d\u00ed zru\u0161it \u010di p\u0159eru\u0161it.<\/p>\n<p>Ve\u0159ejn\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed m\u016f\u017eete p\u0159eru\u0161it, pokud budete soustavn\u011b mimo \u010cR po dobu del\u0161\u00ed ne\u017e 6 m\u011bs\u00edc\u016f. V tom p\u0159\u00edpad\u011b ale mus\u00edte dolo\u017eit, \u017ee m\u00e1te platn\u00e9 poji\u0161t\u011bn\u00ed v zahrani\u010d\u00ed.<\/p>\n<p style=\"text-align: right;\"><em>Posledn\u00ed aktualizace: 4. b\u0159ezen 2025<\/em><\/p>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Obecn\u011b plat\u00ed, \u017ee ka\u017ed\u00fd \u010dlov\u011bk na \u00fazem\u00ed \u010cesk\u00e9 republiky mus\u00ed b\u00fdt poji\u0161t\u011bn. M\u00e1 tedy povinnost m\u00edt \u0159\u00e1dn\u011b zaplacen\u00e9 a platn\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed! N\u00ed\u017ee se dozv\u00edte, kter\u00e9 poji\u0161t\u011bn\u00ed cizinc\u016f se v\u00e1s t\u00fdk\u00e1. Kdy je cizinec\u00a0sou\u010d\u00e1st\u00ed ve\u0159ejn\u00e9ho zdravotn\u00edho syst\u00e9mu? Cizinec je \u00fa\u010dasten\u00a0\u010desk\u00e9ho&#8230;<\/p>\n<a class=\"more-block\" href=\"https:\/\/metropolevsech.eu\/cs\/potrebuji-resit\/zdravotnictvi-zdravotni-a-socialni-pojisteni\/zdravotni-pojisteni\/\">\u010c\u00edst v\u00edce<\/a>","protected":false},"author":7,"featured_media":0,"parent":642,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"acf":[],"_links":{"self":[{"href":"https:\/\/metropolevsech.eu\/cs\/wp-json\/wp\/v2\/pages\/646"}],"collection":[{"href":"https:\/\/metropolevsech.eu\/cs\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/metropolevsech.eu\/cs\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/metropolevsech.eu\/cs\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/metropolevsech.eu\/cs\/wp-json\/wp\/v2\/comments?post=646"}],"version-history":[{"count":31,"href":"https:\/\/metropolevsech.eu\/cs\/wp-json\/wp\/v2\/pages\/646\/revisions"}],"predecessor-version":[{"id":22920,"href":"https:\/\/metropolevsech.eu\/cs\/wp-json\/wp\/v2\/pages\/646\/revisions\/22920"}],"up":[{"embeddable":true,"href":"https:\/\/metropolevsech.eu\/cs\/wp-json\/wp\/v2\/pages\/642"}],"wp:attachment":[{"href":"https:\/\/metropolevsech.eu\/cs\/wp-json\/wp\/v2\/media?parent=646"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}